The policy wording and your policy schedule is a legal contract between you and us.
The contract is based on the information you gave us when you applied for the insurance.
Our duty in terms of the contract is to provide the cover explained in this policy wording subject to the terms of the contract:
For those sections which are shown on your policy schedule;
For the insurance period set out on the same schedule.
Your duty in terms of the contract is:
You must act in agreement with all the terms explained in this policy wording.
If you do not carry out your duty in terms of the contract, we may not pay your claim or you may even find that you do not have any cover.